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Resources and Links Six Judicial Circuits participating Related News Stories Collins Whitepaper: Balancing Economic Interests and Fairness in Florida's Residential Mortgage Foreclosure System Florida Circuit Court Web sites Mediators: Sign up to Receive Updates Current List of Participating Mediators Residential Mortgage Foreclosure Mediation Training: ADR Educational systems- (note: this program is currently under review by the Chief Judges)
| A Note from the Collins Center
The Collins Center's Mortgage Foreclosure Mediation Program helps any homeowner/ borrower whose owner-occupied, residential property is facing foreclosure. The property must be located in the state of Florida and be the homeowner's primary residence. The homeowner will meet with a mediator and the lender to try to reach an agreement. Currently, six of Florida's 20 Judicial Circuits are participating in the Collins Foreclosure Mediation Program. In December 2009, the Florida Supreme Court ordered all of Florida's 20 Judicial Circuits in December to institute programs of mandatory residential foreclosure mediation. The Supreme Court's Order agrees with the Report of its Task Force on Residential Mortgage Foreclosure Cases, chaired by Judge Jennifer Bailey of the 11th Judicial Circuit (Miami-Dade County). In the first quarter of 2010. the Florida legislature considered including legislation in their upcoming session the would fundamentally change the mortgage foreclosure process in Florida from a "judicial foreclosure” state that relies on the courts to govern the process, to a "non-judicial foreclosure” state that relies primarily on private lenders to govern the process. In most cases the change would allow lenders to bypass the court system and oversee the foreclosure process from start to finish. The Collins Center examined the potential impacts of changing to a non-judicial foreclosure state and presented its findings in a whitepaper. Two versions exists: a print quality, high resolution file; and a low resolution file appropriate for sending electronically. Instead, the discussion was tabled and no legislation to that effect made it out of committee. We invite you to visit this important public policy section and to recommend it to your friends and associates who may have an interest or may be in need of mortgage foreclosure mediation services.
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